Tootfinder

This https://arxiv.org/abs/2211.01116 has been replaced.
link: https://scholar.google.com/scholar?q=a

Medical Bill Shock and Imperfect Moral Hazard
Consumers are sensitive to medical prices when consuming care, but delays in price information may distort moral hazard. We study how medical bills affect household spillover spending following utilization, leveraging variation in insurer claim processing times. Households increase spending by 22\% after a scheduled service, but then reduce spending by 11\% after the bill arrives. Observed bill effects are consistent with resolving price uncertainty; bill effects are strongest when pricing info…

The IRS says it spent $10.5M to develop and $2.4M to run its free tax filing website, used by 140K households in 12 states, and claims high user satisfaction (Julie Zauzmer Weil/Washington Post)
https://www.washingtonpost.com/business/2024/04/26/irs-direct-fil…

Claiming high user satisfaction, IRS will decide on renewing free tax site
In the first year, more than 140,000 households in 12 states did their taxes with Direct File.

Folks noticed grocery prices were getting ridiculous. We changed our purchasing decisions. Quarterly reports happened. Executives realized they are driving customers elsewhere. Prices set for slashing. Good job everyone. https://wapo.st/3QVGJQy

Grocers are finally lowering prices as consumers pull back
Retailers like Target, Walmart and Aldi have begun rolling back costs in their food aisles and on other household staples.

Top U.S. Multifamily Rent Growth Markets — Q1 2024
Arbor - May 18, 2024
“The U.S. multifamily market remained strong to start 2024. Now that pandemic-related migration trends have settled, a diverse group of markets has risen to the top of the rent growth list.”

Top U.S. Multifamily Rent Growth Markets Q1 2024 - Arbor Realty
The U.S. multifamily market remained strong to start 2024, following three years of robust performance. Rent growth remained stable and vacancy rates sat near historical lows, as the tight housing market continues to push would-be homebuyers into lifestyle renting. And now that pandemic-related migration trends have settled, a diverse group of markets has risen to the top of the rent growth list.

Smart Help: Strategic Opponent Modeling for Proactive and Adaptive Robot Assistance in Households
Zhihao Cao, Zidong Wang, Siwen Xie, Anji Liu, Lifeng Fan
https://arxiv.org/abs/2404.09001

Smart Help: Strategic Opponent Modeling for Proactive and Adaptive Robot Assistance in Households
Despite the significant demand for assistive technology among vulnerable groups (e.g., the elderly, children, and the disabled) in daily tasks, research into advanced AI-driven assistive solutions that genuinely accommodate their diverse needs remains sparse. Traditional human-machine interaction tasks often require machines to simply help without nuanced consideration of human abilities and feelings, such as their opportunity for practice and learning, sense of self-improvement, and self-estee…

If you want to learn and hear from First Nations women in this part of the world and how they're regaining their space, this is a great article about Nuu-cha-nulth women:
“Nuu-chah-nulth women are powerful, strong, and not afraid to take up the space meant for them. This is how Mariah Charleson (łučinƛcuta), a Hesquiaht member who was recently elected the nation’s chief councillor, describes the women of Nuu-chah-nulth First Nations.”

This https://arxiv.org/abs/2308.10359 has been replaced.
initial toot: https://mastoxiv.page/@arXiv_eco…

Central Bank Digital Currency with Collateral-constrained Banks
We analyze the risks to financial stability following the introduction of a central bank digital currency (CBDC). The CBDC competes with commercial bank deposits as the household's source of liquidity. We revisit the result in the literature regarding the equivalence of payment systems by introducing a collateral constraint for banks when borrowing from the central bank. When comparing two equilibria with and without the CBDC, the central bank can ensure the same equilibrium allocation and pric…

This https://arxiv.org/abs/2308.07241 has been replaced.
link: https://scholar.google.com/scholar?q=a

Context-Aware Planning and Environment-Aware Memory for Instruction Following Embodied Agents
Accomplishing household tasks requires to plan step-by-step actions considering the consequences of previous actions. However, the state-of-the-art embodied agents often make mistakes in navigating the environment and interacting with proper objects due to imperfect learning by imitating experts or algorithmic planners without such knowledge. To improve both visual navigation and object interaction, we propose to consider the consequence of taken actions by CAPEAM (Context-Aware Planning and En…

This https://arxiv.org/abs/2308.10359 has been replaced.
initial toot: https://mastoxiv.page/@arXiv_eco…

Central Bank Digital Currency with Collateral-constrained Banks
We analyze the risks to financial stability following the introduction of a central bank digital currency (CBDC). The CBDC competes with commercial bank deposits as the household's source of liquidity. We revisit the result in the literature regarding the equivalence of payment systems by introducing a collateral constraint for banks when borrowing from the central bank. When comparing two equilibria with and without the CBDC, the central bank can ensure the same equilibrium allocation and pric…