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Americans grow uneasy about the economy | AP News
https://apnews.com/article/consumer-confidence-conference-board-economy-spending-1ef56ac698f194203848df1968567c85

Borrowing on Belief? Consumer Confidence and U.S. Credit -- A VECM Study
Samiha Tariq, Weikang Zhang
https://arxiv.org/abs/2505.21832 https://

Borrowing on Belief? Consumer Confidence and U.S. Credit -- A VECM Study
This study explores the interdependent relationship between consumer credit and consumer confidence in the United States using monthly data from January 1978 to August 2024. Utilizing a Vector Error Correction Model (VECM), the analysis focuses on the interplay between household borrowing behaviour and consumer sentiment while controlling for macroeconomic factors such as interest rates, inflation, unemployment, and money supply. The results reveal a stable long-run equilibrium: heightened cons…