If you read the headlines or on social media, you’ve seen what’s happening.
• The career professional laid off after 22 years who can't get rehired
• The small business owner who can’t keep up with tariffs or inflation
• The young adult feeling like they’ll never be able to afford a home
• The retiree forced back to work after their retirement account took a hit
These aren't isolated incidents. They're symptoms of a fundamental shift.