Tootfinder

Failing Banks
Sergio Correia, Stephan Luck, Emil Verner
https://arxiv.org/abs/2506.06082 https://arxiv.org/pdf/2506.06082

Failing Banks
Why do banks fail? We create a panel covering most commercial banks from 1863 through 2024 to study the history of failing banks in the United States. Failing banks are characterized by rising asset losses, deteriorating solvency, and an increasing reliance on expensive noncore funding. These commonalities imply that bank failures are highly predictable using simple accounting metrics from publicly available financial statements. Failures with runs were common before deposit insurance, but thes…

Multi-Language Detection of Design Pattern Instances
Hugo Andrade, Jo\~ao Bispo, Filipe F. Correia
https://arxiv.org/abs/2506.03903 https://

Multi-Language Detection of Design Pattern Instances
Code comprehension is often supported by source code analysis tools which provide more abstract views over software systems, such as those detecting design patterns. These tools encompass analysis of source code and ensuing extraction of relevant information. However, the analysis of the source code is often specific to the target programming language. We propose DP-LARA, a multi-language pattern detection tool that uses the multi-language capability of the LARA framework to support finding p…