Tootfinder

Privacy-Preserving On-chain Permissioning for KYC-Compliant Decentralized Applications
Fabian Piper, Karl Wolf, Jonathan Heiss
https://arxiv.org/abs/2510.05807 https://

Privacy-Preserving On-chain Permissioning for KYC-Compliant Decentralized Applications
Decentralized applications (dApps) in Decentralized Finance (DeFi) face a fundamental tension between regulatory compliance requirements like Know Your Customer (KYC) and maintaining decentralization and privacy. Existing permissioned DeFi solutions often fail to adequately protect private attributes of dApp users and introduce implicit trust assumptions, undermining the blockchain's decentralization. Addressing these limitations, this paper presents a novel synthesis of Self-Sovereign Identity…

Agentic AI for Financial Crime Compliance
Henrik Axelsen, Valdemar Licht, Jan Damsgaard
https://arxiv.org/abs/2509.13137 https://arxiv.org/pdf/2509.13137…

Agentic AI for Financial Crime Compliance
The cost and complexity of financial crime compliance (FCC) continue to rise, often without measurable improvements in effectiveness. While AI offers potential, most solutions remain opaque and poorly aligned with regulatory expectations. This paper presents the design and deployment of an agentic AI system for FCC in digitally native financial platforms. Developed through an Action Design Research (ADR) process with a fintech firm and regulatory stakeholders, the system automates onboarding, m…

A Quick Estimation of Fr\'echet Quantizers for a Dynamic Solution to Flood Risk Management Problems
Anna Timonina-Farkas
https://arxiv.org/abs/2508.19045 https://

A Quick Estimation of Fréchet Quantizers for a Dynamic Solution to Flood Risk Management Problems
Multi-stage stochastic optimization is a well-known quantitative tool for decision-making under uncertainty. It is broadly used in financial and investment planning, inventory control, and also natural disaster risk management. Theoretical solutions of multi-stage stochastic programs can be found explicitly only in very exceptional cases due to their variational form and interdependency of uncertainty in time. Nevertheless, numerical solutions are often inaccurate, as they rely on Monte-Carlo s…

A Feminist Account of Intersectional Algorithmic Fairness
Marie Mirsch (RWTH Aachen University, Germany), Laila Wegner (Eindhoven University of Technology, The Netherlands), Jonas Strube (RWTH Aachen University, Germany), Carmen Leicht-Scholten (RWTH Aachen University, Germany)
https://arxiv.org/abs/2508.17944

A Feminist Account of Intersectional Algorithmic Fairness
Intersectionality has profoundly influenced research and political action by revealing how interconnected systems of privilege and oppression influence lived experiences, yet its integration into algorithmic fairness research remains limited. Existing approaches often rely on single-axis or formal subgroup frameworks that risk oversimplifying social realities and neglecting structural inequalities. We propose Substantive Intersectional Algorithmic Fairness, extending Green's (2022) notion of su…

Here is CUPW's fact sheet on Postal Banking “A Bank for Everyone”
Fun fact!
"our post office used to have a national savings bank – up until 1969 – and there is no reason we shouldn't have one today”
Some other reasons:
"Banks are failing to meet the needs of a growing number of Canadians. Thousands of towns and villages across our country do not have a bank. But many of them have a post office that could provide access to financial and banking services.”
"Postal banking is lucrative!
New Zealand: Kiwibank generated 81% of New Zealand Post's after tax profits.”
"France: Banque Postale has an obligation to provide products and services to as many people as possible. It provides a Livret A or passbook savings account, at no charge, to anyone who requests it. It also provides banking services to the financially vulnerable and financing for social housing, voluntary organizations and microentrepreneurs lacking bank credit.”
"Canada Post's secret postal banking study
Canada Post conducted a secret four-year study on postal banking that indicates that adding this service "would be a win-win strategy" for the corporation. This study was obtained though an Access to Information (ATI) request. Unfortunately, 701 of the study's 811 pages were redacted. CUPW has asked Canada Post's President to release the full report, but he has refused.”
#CanadaPost #UPW #Strike #Union #Solidarity
https://www.cupw.ca/en/campaign/resources/postal-banking-–-bank-everyone-fact-sheet