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Digital asset platform Tron plans to go public via a reverse merger with Nasdaq-listed SRM Entertainment, after the US paused a probe into founder Justin Sun (Financial Times)
https://www.ft.com/content/13a6cead-af71-4811-9b90-553f233ac45f

Crypto group Tron to go public after US pauses probe into billionaire founder
Deal involving Justin Sun’s digital asset venture orchestrated by investment bank linked to Trump’s sons

Digital payment policy impact analysis on the intention to use QRIS (quick response code Indonesian standard) during COVID-19 pandemic
Wishnu Badrawani
https://arxiv.org/abs/2506.11695

Digital payment policy impact analysis on the intention to use QRIS (quick response code Indonesian standard) during COVID-19 pandemic
This study aims to evaluate the adoption of Bank Indonesia's QRIS (Quick Response code Indonesian Standard) payment system policy. The evaluation is hindered by the contemporaneous emergence of the COVID-19 pandemic, which acts as a confounding factor in adopting the new payment instrument. To disentangle the impact of central bank policy from the pandemic, a novel variation of the model of Unified Theory of Acceptance and Use of Technology (UTAUT) is proposed and is estimated using purposive s…

Threshold Signatures for Central Bank Digital Currencies
Mostafa Abdelrahman, Filip Rezabek, Lars Hupel, Kilian Glas, Georg Carle
https://arxiv.org/abs/2506.23294

Threshold Signatures for Central Bank Digital Currencies
Digital signatures are crucial for securing Central Bank Digital Currencies (CBDCs) transactions. Like most forms of digital currencies, CBDC solutions rely on signatures for transaction authenticity and integrity, leading to major issues in the case of private key compromise. Our work explores threshold signature schemes (TSSs) in the context of CBDCs. TSSs allow distributed key management and signing, reducing the risk of a compromised key. We analyze CBDC-specific requirements, considering t…

The Determinants of Net Interest Margin in the Turkish Banking Sector: Does Bank Ownership Matter? Central Bank Digital Currencies
Fatih Kansoy
https://arxiv.org/abs/2506.04384

The Determinants of Net Interest Margin in the Turkish Banking Sector: Does Bank Ownership Matter? Central Bank Digital Currencies
This research presented an empirical investigation of the determinants of the net interest margin in Turkish Banking sector with a particular emphasis on the bank ownership structure. This study employed a unique bank-level dataset covering Turkey`s commercial banking sector for the 2001-2012. Our main results are as follows. Operation diversity, credit risk and operating costs are important determinants of margin in Turkey. More efficient banks exhibit lower margin and also price stability con…

Mexico City-based digital bank Klar raised a $190M Series C led by General Atlantic, including $170M in equity and $20M in debt, valuing the company at $800M (Bloomberg)
https://www.bloomberg.com/news/articles/2025-06-30…

UK neobank Monzo reports FY 2025 revenue up 48% YoY to £1.2B, a £60.5M pre-tax profit, up from £13.9M in FY 2024, deposits up 48% YoY to £16.6B, and 12M users (Yadarisa Shabong/Reuters)
https://www.reuters.com/business/finance/b

Who's in? Household-targeted Government Policies and the Role of Financial Literacy in Market Participation
Maria Elena Filippin
https://arxiv.org/abs/2506.12575

Who's in? Household-targeted Government Policies and the Role of Financial Literacy in Market Participation
This paper examines how household-targeted government policies influence financial market participation conditional on financial literacy, focusing on potential Central Bank Digital Currency (CBDC) adoption. Due to the lack of empirical CBDC data, I use the introduction of retail Treasury bonds in Italy as a proxy to investigate how financial literacy affects households' likelihood to engage with the new instrument. Using the Bank of Italy's Survey on Household Income and Wealth, I explore how …

"Bitcoin boom comes with huge intensifying environmental footprint"
#Bitcoin #Environment #Crypto #Climate

Bitcoin boom comes with huge intensifying environmental footprint
While much has been written about bitcoin, many people still find it a hard topic to comprehend, even as promoters like U.S. President Donald Trump rave about it being a revolutionary digital currency that will rapidly replace hard currency. However, unlike money, there’s currently no bank or government to back up, insure and regulate bitcoin, […]

This https://arxiv.org/abs/2505.20527 has been replaced.
initial toot: https://mastoxiv.page/@arXiv_eco…

Financial literacy, robo-advising, and the demand for human financial advice: Evidence from Italy
This paper investigates the impact of objective financial knowledge, confidence in one's financial skills, and digital financial literacy on individuals' decisions to seek financial advice from robo-advice platforms. Using microdata from the Bank of Italy's survey on adults' "Financial Literacy and Digital Financial Skills in Italy", we find that individuals with greater financial knowledge are less inclined to rely on online services for automated financial advice. On the contrary, confidence …

Financial literacy, robo-advising, and the demand for human financial advice: Evidence from Italy
David Aristei, Manuela Gallo
https://arxiv.org/abs/2505.20527

Financial literacy, robo-advising, and the demand for human financial advice: Evidence from Italy
This paper investigates the impact of objective financial knowledge, confidence in one's financial skills, and digital financial literacy on individuals' decisions to seek financial advice from robo-advice platforms. Using microdata from the Bank of Italy's survey on adults' "Financial Literacy and Digital Financial Skills in Italy", we find that individuals with greater financial knowledge are less inclined to rely on online services for automated financial advice. On the contrary, confidence …